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To Rent or Buy: What Is More Affordable?

At the current interest rate of 11.25%, the repayment on a 20-year home loan of R1 500 000 will amount to just over R15 700 per month. In many areas, a tenant w

What You Need To Know About Occupancy Certificates

The National Building Regulations and Building Standards Act 103 of 1977 (the Act) requires that an Occupancy Certificate be issued by local government

60% Rise In Cost Of Credit Over Last 18 Months Led To 21% Drop in Home Loan Applications

According to Betterbond, the biggest (home loan) bond originator in South Africa, the SA property market is operating in a rather tough market

Snapshot Of First-time Homeowners In SA Residential Property Market

First-time homeowners in South Africa are according to Lightstone entering the market at a later or older age than ever before - they spend more on their houses

SA Property Market News - Buy-To-Let Homes Home Loan Applications Has Risen In SA To 2009 Levels

Buy-to-let homes are on the rise in SA, according to ooba Home Loan's report of a year-on-year growth of just over 13% in home loan applications for buy-to-let

Effect Of 0,5% Interest Rate Hike On Homeowners, Sellers And Buyers In SA Property Market

The South African Reserve Bank has raised interest rates on 30 March 2023 for the ninth time in a row since it began tightening policy in November 2021 when the

Landlords Needs To Make Rental Property Stand Out - Despite Hiked Demand In SA

The South African consumers' belt tightening in a weak economic environment has led to a cyclical reaction against unnecessary spending, due to i.a. rising inte

Reserve Bank Increase Interest Rate By 0.5% - Home Loan Prime Rate Now 11.25%

South Africa's central bank this afternoon announced that interest rates will be hiked - to a 13-year high - with 50 basis points.

80% Of SA's Top 10 Suburbs With Highest Property Values Are In The Cape Town Area

Cape Town and surrounding areas have 8 of the Top 10 suburbs and estates in South Africa when it comes to highest average property values - based on sales trans

Interest Rate Hikes - Are Home Buyers Over-Reacting When Stalling Their Purchase?

Historically, interest rate hikes have had a dampening effect on the South African residential property market, with homeowners reassessing their affordability
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